Before using Zalmetico, there's something you need to clearly understand: this is an educational portal, not a financial services platform. We do not manage money, advise on investments, or operate any financial instruments of any kind. With that said, these Terms & Conditions govern access to and use of zalmetico.com. By browsing this site, you accept what is stated here.
1. About the service
Zalmetico S.A. operates zalmetico.com as a financial education portal oriented toward Argentine citizens. The site's content — articles, guides, analyses, calculators and tools — is exclusively for educational and informational purposes. No content on Zalmetico constitutes financial, investment, legal, tax or any other type of advice that requires professional accreditation.
2. We are not a financial service
Zalmetico is not registered with the National Securities Commission (CNV), the Central Bank of the Argentine Republic (BCRA) or any other financial regulatory body. We do not manage accounts, portfolios or funds. We do not execute stock market operations on behalf of third parties. Materials published on this site are educational in nature and should not be interpreted as recommendations to buy, sell or hold any specific financial asset.
3. Returns and projections
Any reference to returns, yields or financial projections in Zalmetico's content should be understood as illustrative information for educational purposes. Returns are risk-adjusted and based on historical data or educational assumptions. Past performance does not guarantee future results. Every investment carries a risk of loss, including total loss of invested capital.
4. Acceptable use of the platform
You may access and use Zalmetico's content for your personal financial education free of charge. The following is not permitted: reproducing, distributing or publishing the content without written authorization from Zalmetico S.A.; using the site for commercial purposes without a license; carrying out activities that interfere with the portal's operation; or attempting to access restricted areas of the system.
5. Intellectual property
All Zalmetico content — texts, graphics, logos, designs and code — is the exclusive property of Zalmetico S.A. or its licensors, and is protected by the intellectual property laws of the Argentine Republic (Law 11.723) and applicable international treaties. The right to authorize or prohibit reproduction is reserved.
6. Limitation of liability
Zalmetico S.A. shall not be liable for financial decisions made based on the portal's educational content, nor for direct or indirect economic losses arising from such decisions. The user assumes full responsibility for how they use the information available on the site. Zalmetico acts solely as a provider of educational content and not as a financial advisor or intermediary.
7. Service availability
We make our best effort to keep the portal available at all times, but we do not guarantee uninterrupted availability. We may temporarily suspend access for maintenance, updates or causes beyond our control. We also do not guarantee that the content is free of errors, although we commit to correcting any inaccuracies brought to our attention.
8. Modifications
Zalmetico S.A. reserves the right to modify these Terms & Conditions at any time. Changes will take effect upon publication on this site. Continued use of Zalmetico after modifications are published implies acceptance of the new terms. If you do not agree with the changes, you must stop using the portal.
9. Governing law and jurisdiction
These Terms & Conditions are governed by the laws of the Argentine Republic. For any dispute arising from the use of Zalmetico, the parties submit to the exclusive jurisdiction of the Ordinary Courts of the Ciudad Autónoma de Buenos Aires, expressly waiving any other jurisdiction that may apply.
10. Contact
For enquiries about these Terms & Conditions, you can contact us at legal@zalmetico.com or at Av. Corrientes 1547, Floor 3, C1042AAB, Ciudad Autónoma de Buenos Aires, Argentina.
For enquiries about these Terms & Conditions, you can contact us at legal@zalmetico.com or at Av. Corrientes 1547, Floor 3, C1042AAB, Ciudad Autónoma de Buenos Aires, Argentina.
legal@zalmetico.com